Home Loans Without Paperwork Headaches

We service all types of loans and will help you refinance or get pre-qualified to purchase a home. We also do it paperless! Our efficient, streamlined process help you save money and close your loan quickly. Ask us how. Contact Us

Welcome to Adhi Financial, Inc.

This site is still under development. Pardon our 404′s!

We specialize in providing solutions for getting your mortgage for purchase or refinance in the state of California.

Purchasing or refinancing?

Are you planning to purchase your home? Whether it is your primary home or second home or investment home, we can help you find the best loan for you. We can get you Fannie Mae DU approval (also known as pre-approval) at no cost. For sellers, including REO short sale sellers, having this pre-approval means you are a qualified serious buyer. Your realtor will include this pre-approal letter when submitting an offer.

Are you considering refinancing your home mortgage? Not sure whether you can? Check with us and we can quickly go over all refinancing options, including Government refinance programs, available for you.

Loan Programs

We work with wholesale lenders to provide loans that meets your needs. The loan programs include

  • Conventional/FHA/VA/Jumbo loans.
  • 30/25/20/15/10 year fixed rate mortgage. Ideal if you want fixed mortgage payment during the life of the loan.
  • 3/5/7/10 / 1 ARMs (Adjustable Rate Mortgages). Mortgage payment is fixed for 3/5/7/10 years but changes annually thereafter.
  • Interest Only loans if you want to lower your payments.
  • All-in-one mortgage where you get mortgage and checking account together. You do not pay interest for the amount you keep in the checking account. Ideal for savers and you could own your home in as little as 9 years.
  • Loans for borrowers with H1B Visa, Green Card or EAD (or holders of any employment visa).
  • Loans for foreign nationals (borrowers living outside US without SSN).

We take the opportunity to help you very seriously. We pride ourselves in providing best rates at the lowest cost to our clients.

Want to know why the rates changed today? Click on the Daily rate lock advisory link.